Trusted by millions since 2011. Non‑custodial wallet with seed recovery, hardware wallet support, multisig, and full control over fees. Your keys. Your coins.
| Feature | Electrum | Traditional Banks |
|---|---|---|
| Monthly Maintenance Fee | $0 | $12 - $25 |
| Minimum Balance Required | $0 | $500 - $1,500 |
| Savings Account APY | Up to 4.5% | 0.01% - 0.50% |
| Overdraft Fees | $0 (with protection) | $35 per transaction |
| ATM Fee Reimbursement | Up to $25/month | $2.50 - $5.00 each |
| Mobile Check Deposit | Instant | 1-3 business days |
| Account Opening Time | 5 minutes online | 30-60 min in branch |
| Customer Support | 24/7/365 | 9am-5pm weekdays |
Why Electrum: Lightweight, secure, and battle‑tested since 2011.
Electrum never holds your Bitcoin. Your private keys are derived from your seed phrase and remain under your control. Restore on any device using your seed.
Use Electrum on desktop or mobile to send and receive BTC, set custom fees with RBF/CPFP, and monitor transactions in real time. Supports SegWit and Taproot where applicable.
Electrum integrates with Ledger, Trezor and others for offline key storage. Create multisig wallets (e.g., 2‑of‑3) for shared custody and enhanced security.
Have full fee control with Replace‑By‑Fee (RBF) and Child‑Pays‑For‑Parent (CPFP). Export and import watch‑only wallets to monitor balances without exposing private keys.
Electrum provides advanced wallet features for power users while remaining simple for newcomers. Manage multiple wallets, use hardware devices, and configure multisig setups for enhanced security.
Set custom fees, track confirmations in real time, export watch‑only wallets, and sign transactions offline for cold storage workflows.
Lightweight, secure, open source Bitcoin wallet trusted since 2011.
Instant startup and server-backed verification for quick operation without downloading the entire blockchain.
Seed phrase backups, hardware wallet integration, multisig support, and offline signing for cold storage workflows.
Set custom fees, use Replace‑By‑Fee and Child‑Pays‑For‑Parent for timely confirmations at optimal cost.
Support for legacy, SegWit, and Taproot outputs depending on wallet type and configuration.
Create watch‑only wallets to monitor balances and receive BTC without exposing private keys.
Transparent, auditable codebase with active community and long history in the Bitcoin ecosystem.
No accounts, no custody. Download, create a wallet, back up your seed.
Go to electrum . org/#download and verify signatures. Install for your OS (Windows, macOS, Linux).
Choose a new standard wallet or connect a hardware wallet. Write down the 12‑word seed and store it safely offline.
Share your receive address or QR. Use appropriate fee settings for confirmations. Monitor status in Electrum.
Enable multisig, connect hardware wallets, use RBF/CPFP for fee control, and set up watch‑only on viewing devices.
What users say about Electrum.
"Electrum is my go‑to wallet. Light, fast, and the fee control features are incredibly useful for timely confirmations."
"Hardware wallet integration worked flawlessly. I use Electrum with a Ledger device and multisig for extra safety."
"Seed backup and watch‑only setup across devices give me peace of mind. Exactly the features I need without bloat."
"Was skeptical at first, but Electrum’s speed and transparency won me over. Great wallet for both beginners and advanced users."
"Opened accounts for both personal and business use. The budgeting tools helped me identify where I was overspending, and now I'm consistently saving 20% of my income every month. Complete game changer for my financial health."
"I appreciate the open‑source codebase and long track record. Electrum has been rock solid for me for years."
Everything you need to know about using Electrum safely.
Download from electrum . org/#download, install, and create a new wallet. Write down your 12‑word seed securely offline. Optionally connect a hardware wallet.
No. Electrum is non‑custodial. You control your private keys derived from your seed phrase.
Electrum is free open‑source software. Network transaction fees are paid to miners. You can set custom fees and use RBF/CPFP.
Electrum uses seed phrases for backup, supports hardware wallets and multisig, and allows offline signing for cold storage. Always verify downloads and keep your seed offline.
Yes, our mobile app is available for both iOS devices including iPhone and iPad, and Android smartphones and tablets. The app features mobile check deposits with instant funds availability, person-to-person payments via Zelle integration, comprehensive bill pay functionality, budgeting tools with spending insights, instant transaction notifications, card freeze and unfreeze capability, and biometric login. The app has a 4.8-star rating with over 500,000 customer reviews.
Open your wallet, click Receive, and share the address or QR code. Incoming transactions will appear pending until confirmed on-chain.
Yes. Electrum supports Ledger, Trezor and other devices. This keeps private keys offline while you sign transactions securely.
For receiving funds, share a fresh address per payment for better privacy. For large amounts, consider multisig and hardware wallets.
Download Electrum and create your wallet in minutes. Back up your seed securely and take control of your Bitcoin.
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